MERCHANT GUIDE · PAYMENTS

Bank of Georgia Card Payment — quick-start

Accept Visa, Mastercard, Amex, Apple Pay and Google Pay through Bank of Georgia's hosted payment page. Customers stay on BoG for the card-entry + 3-D Secure step, then return to your store. Setup takes about 30 minutes assuming your BoG e-commerce contract is active.

~30 min · 7 stepsLast updated: April 2026Plugin slug: codeon-bog-card-payment

Before you begin

Three things you'll want in front of you before you start. Like the TBC guide, the setup is much smoother when you don't have to leave mid-flow to chase a credential.

An active Bank of Georgia e-commerce merchant contract. If you don't have one yet, sign up at bankofgeorgia.ge → Business. Approval typically takes 3-5 business days.
Your BoG API credentials: a client_id and a secret_key. BoG sends these by email once your contract is live. Look for a message from BoG's e-commerce team titled "BoG E-commerce — API access".
WordPress admin access to your store, and WooCommerce already installed and active. The plugin doesn't install WooCommerce for you; if you don't have it yet, install it from Plugins → Add New first.

Buy a Bank of Georgia Card license

Open the BoG Card product page and click Buy license. License is ₾160 / year per domain with a 14-day no-questions refund window.

Download the plugin ZIP

Install the plugin in WordPress

In your WordPress admin, go to Plugins → Add New → Upload Plugin. Select the ZIP you downloaded, click Install Now, then Activate Plugin.

WordPress admin: Plugins → Add New → Upload Plugin.

Once activated, you'll see a yellow admin notice asking for your license key. Click Enter license key— it goes to the plugin's settings screen at .

Activate your license

On the plugin settings screen, paste your license key into the License key field and click Save changes.

Plug in your Bank of Georgia credentials

The BoG credentials section accepts a client_id and a secret_key. Start with the sandbox / test credentials (the ones with the test_ prefix).

Field: Client ID: Your BoG e-commerce client identifier. Looks like test_bog_a4f2e1 in sandbox.
Field: Secret Key: The secret BoG issued. ~40-character random string. Treat as a secret — never paste into chats or screenshots.
Mode: Toggle Sandbox / Production. Start in Sandbox; flip to Production in step 7 once your test order succeeds.
Capture mode: Automatic (default) settles right after the customer pays. Manual authorises only — you capture later from the WooCommerce order detail. Most stores want Automatic.

Place a 1-tetri test order

Open your storefront in an incognito window so you're not logged in as admin. Add any product to cart, drop the quantity / price down to a 1-tetri test value, and proceed to checkout.

Switch to production credentials

Once your sandbox test passes, flip the Mode toggle to Production and replace the credentials with the production client_id / secret_key BoG issued (the ones without the test_ prefix). Click Save changes — the green Connectedbadge should reappear, this time against BoG's production endpoint.

What your customers see

On your storefront checkout, the BoG Card option appears with the official Bank of Georgia logo and the supported card-network marks (Visa, Mastercard, Amex). Apple Pay / Google Pay show up natively on iOS / Android customers. Selecting it and placing the order takes the customer to BoG's hosted card-entry page — you never handle their card data, and you don't need PCI-DSS Level 1 certification.

Issuing a refund

From WooCommerce → Orders → [order] → Refund, enter the refund amount and click Refund via BoG Card. The plugin calls BoG's /payment/refund/:order_id endpoint and updates the order status when BoG confirms via callback.

Full refund: any time before BoG settles the funds (typically end of business day) — the auth is simply released, customer sees nothing on their statement. After settlement, BoG processes it as a standard refund (3-5 business days back to the card).
Partial refund: supported on card-flavoured payments (Visa / Mastercard / Amex / Apple Pay / Google Pay). Not supported on bog_p2p (mobile-app pay) or bog_loan — those are full-refund only. The plugin surfaces this restriction with a clear error if you try a partial on an unsupported method.
Refund timing on the customer's side: 3-5 business days for the bank to push the credit back to the issuing card. Comms tip: tell customers the calendar date you initiated the refund — they often think the timer starts the day they call you, not the day you actually click Refund.

Common errors and what they mean

License domain limit reached: Your key is already bound to a domain. Disconnect the old domain from /licenses first, then re-activate on the new store.
License expired: Your 365-day term ended. Plugin keeps working through the 14-day grace window. Renew from /licenses — the same key continues to work after renewal.
BoG: 401 unauthorized: Wrong client_id / secret_key pair, or you're hitting production with sandbox credentials (or vice versa). Re-verify the Mode toggle matches the credentials.
BoG: 3DS authentication failed: Customer cancelled or failed the 3-D Secure step on BoG's page. The order stays Pending — the customer can retry with a different card or bank.
BoG: refund disabled: Refunds are turned off in your /admin/settings/payments panel. Re-enable to proceed. (This is a CodeOn-side toggle, not a BoG one.)

Next steps

Add BoG Installments so customers can spread the cost. Many Georgian buyers default to installments for purchases over ₾500.
Run TBC Card alongside so customers can pick their issuing bank. Many stores ship both.
Building automation around BoG callbacks? The integrator docs cover the public REST surface and the BoG webhook contract.

Card number  : 4111 1111 1111 1111
Expiry       : any future month / year
CVV          : 123
Name         : any
3-D Secure   : 1234 (when prompted)